START YOUR APPLICATION WITH Donna K. Smith

Donna K. Smith

VP/Sr. Mortgage Consultant

(850) 221-5555 Cell

(850) 677-1523 Office
NMLS 518559

NEW APPLICATIONS

A bit about Donna

Donna answers her phone when you call her-- even after hours and on weekends. Everyone’s schedules can get hectic and she will gladly accommodate that.

Donna has been a local loan officer for over 32+ years and truly enjoys assisting buyers with financing for a new home. She specializes in VA financing, condos, conventional, FHA, renovation (VA, conventional, and FHA 203K) loans, construction perm, USDA, Florida Bond, and refinance. With intuitive technology and exceptional customer service, she strives to make the transaction as seamless as possible—even for those stationed overseas or in the area. She offers competitive interest rates, low fees, local processing, and underwriting. You’ll find that Donna attends her closings to offer peace of mind at the closing table. Backed by a superior lender, ULG has a proven track record of being the number one lender in Santa Rosa county for the last 9 years (based on Metro Trends Data), and stands in the top 3 in Escambia, Okaloosa and Walton counties.

Donna is very active in the community. She is a member of the Pensacola Board of Realtors, Home Builders Association, Women's Council of Realtors, Navarre Board of Realtors, and the Chamber of Commerce.

Donna has received multiple industry awards and is a proven top producer in her market. You can reach Donna via phone/text/email, whichever works best for you.

 

Awards and Accolades 

2022 Gulf Breeze Chamber Business Leader of the Year

2022 Pensacola Association of Realtors Affiliate of the year

2023 Women’s Council of Realtors Member-Business Partner of the Year

2012-2022 Presidents Club

2014 Pensacola Associate of Realtors Affiliate of the year

2006 Navarre Area Board of Realtors Affiliate of the year

  

Specializing in VA Construction Loans  

One of Donna’s unique strengths is her expertise as a VA Construction Loan Specialist. She possesses a profound understanding of veterans' unique needs and excels at helping them secure the financing required to build their dream homes. 

  

Serving All Types of Homebuyers  

Donna’s diverse clientele includes all types of buyers, from first-time homebuyers to high-end buyers. Whatever your needs are, Donna is here to help you reach the finish line.

  

Local Expertise, Nationwide Reach  

Based in Gulf Breeze, Florida, Donna K. Smith is profound in the local real estate market, and her knowledge of 32 years in the business – you can count on Donna to help you make the best decision for your home-buying needs. She has built and maintained strong relationships with her clients and her business partners. She has a strong retention rate of clients returning to her to buy their next primary home, vacation home, or investment home. Donna is able to lend in the 48 contiguous states.

  

When you choose to work with Donna K. Smith, you're not just selecting a mortgage expert but gaining a trusted partner wholeheartedly committed to turning your homeownership dreams into reality. Contact Donna today to embark on your journey toward securing the ideal mortgage for your unique requirements.